Post Office’s Super Scheme: Small ₹565 Deposit Can Give You ₹10 Lakh Benefits – Know the Process

The Indian Postal Department has started a special insurance scheme. It is low cost and simple to join. This scheme is called the Post Office Annual Insurance Policy.

This plan gives financial help to people from middle and lower income groups. With a small yearly payment, you can get a high insurance cover. It is useful for families who want safety at a low price.

Key Benefits of the Policy

The biggest benefit of this scheme is the coverage. For only 565 rupees in a year, you can get insurance up to 10 lakh rupees. This makes it one of the cheapest and most helpful insurance plans in India.

The policy is open to all Indian citizens between 18 years and 65 years. No medical checkup is needed. Both natural death and accidental cases are covered.

Extra Coverage and Bonus

Along with life coverage, the scheme also gives extra benefits. In case of an accident, you can get up to 1 lakh rupees for treatment. This helps families manage sudden medical costs.

Another advantage is the bonus option. Policyholders may get a bonus which increases the value of the policy. This makes the scheme even more attractive.

How to Apply

Applying for this policy is very easy. You just need to visit the nearest post office. The staff will guide you through the process.

You need to submit some documents like Aadhaar card, PAN card, and a passport size photo. After filling the form, you need to pay the premium of 565 rupees. Once done, your policy will start.

Policy Details in Table

Feature	Details
Scheme Name	Post Office Annual Insurance Policy
Premium Amount	₹565 per year
Insurance Coverage	Up to ₹10,00,000
Age Limit	18 to 65 years
Medical Test Required	No
Accident Treatment Help	₹1,00,000
Bonus	Yes

Why This Scheme is Special

This scheme is very simple, cheap, and safe. It does not ask for a health check, so anyone can apply. It is specially designed for low and middle class families who want security with less cost.

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